FHA Home Loans

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration allows approved lenders to offer homebuyers a financing alternative with lower down payment requirements, competitive rates, and simplified credit standards. If you want to buy a home but do not have the funds for a large down payment, FHA may be the best option for you.


/  Extremely Competitive Rates

Less Restrictive Debt to Income Guidelines

/  Up to 6% Seller Concession

Source of down payment through gift funds

Flexible credit qualifications

 Foreclosure, pre-foreclosure, and deed-in-lieu allowed after 3 year waiting period

Minimum FICO Score of 600

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